Last updated: May 7, 2026

Privacy Policy

Another Expense Tracker is built on a single principle: your financial data belongs to you. This policy explains exactly what we collect, what we don't, and why.

1. Data Stored on Your Device

All expense records, EMI entries, recurring payments, budgets, categories, and financial health scores are stored exclusively on your iPhone using on-device storage. This data is never sold, shared with advertisers, or used for any purpose beyond operating the app.

2. AI Features and Data Transmission

AET includes two AI-powered features that require sending data to an external server, which forwards requests to Anthropic's Claude AI model:

  • Auto-categorisation: When you add an expense, the description you type (e.g. "Zomato" or "Petrol") is sent to the server so Claude can suggest a category. No amounts, dates, or account details are included in this request.
  • AI financial assistant: When you ask a question in the Insights chat, a summary of your transaction history (merchant names, amounts, dates, and categories) is sent to the server so Claude can answer your question accurately.

No data sent to the AI service is stored on our server beyond the duration of the request. No account numbers, bank credentials, or personally identifying information are ever included. AI features require an internet connection; all other app features work fully offline.

Anthropic's privacy policy governs how Claude processes data: .

3. Location (One-Time, First Launch Only)

On first launch, AET requests your approximate location once to automatically set the correct currency for your region. Your coordinates are used only to reverse-geocode a country code — they are never stored, transmitted, or used again after the currency is set. You can change your currency at any time in Settings → Currency.

If you decline the location permission, a currency picker is shown instead and no location data is accessed.

4. Clipboard Access

AET can optionally read your device clipboard to detect bank transaction messages (SMS). This scan happens locally on your device each time the app opens. We do not store, transmit, or log clipboard contents. Text that does not match a known bank SMS pattern is discarded immediately without any processing.

You can disable this feature at any time in Settings → SMS Detection.

5. Notifications

AET may request permission to send local notifications for recurring payment reminders and pending SMS transactions. Notifications are generated on-device. No notification content is sent to external servers. You can revoke permission at any time in iOS Settings → AET → Notifications.

6. In-App Purchases

AET offers optional premium subscriptions and a lifetime purchase processed entirely through Apple's App Store. We do not collect or store any payment information. Purchase verification is handled via Apple's StoreKit framework, on-device.

7. Analytics & Tracking

AET contains no third-party analytics SDKs, advertising networks, crash reporters, or tracking frameworks. We collect zero usage telemetry. Your in-app behaviour is not observed, recorded, or sold.

8. Children's Privacy

AET is not directed at children under 13. We do not knowingly collect any information from children. If you believe a child has used the app, please contact us.

9. Changes to This Policy

If we update this policy, the new version will be posted at this URL and the "Last updated" date above will change. Continued use of AET after an update constitutes acceptance of the revised policy.

10. Contact

Questions, concerns, or data requests? Email us at .